St. Patrick’s Day is quickly approaching and everyone will soon be celebrating. Even though, the official day of celebration is not until Monday, March 17, many of the annual festivities will begin this weekend. Whether you plan on celebrating by visiting a parade with the family or a local pub with friends, it is important to keep safety in mind. Take a look at this article, St. Patrick’s Day Safety Tips, which provides some important tips to ensure the safety and protection of yourself and the ones you care about. From everyone here at Kimberley Vassal Insurance Services, we wish you a safe and happy St. Patrick’s Day!
The winter weather is inevitably causing problems on the roadways across the area. Not only do you have to worry about slipping and sliding but the weather conditions have caused the roads to deteriorate, leaving a number of dangerous potholes. If you have the misfortune of hitting a dreaded pothole in the road it can cause severe damage to your cars suspension and steering components, as well as the tires and rims. Here is a link to some important safety tips to keep you and your car safe while out on the roadways, read the full article here or visit http://www.kimberleyvassal.com.
With the chance of another wintery snow storm expected to affect the region later this week (Wednesday into Thursday), I wanted to share a few important links that will help keep you and your family safe during the remaining winter months.
Avoid Winter Weather Damages: Winter weather can take us by surprise, that is why it’s so important to prepare your home before the harsh winter weather hits, read more about how to protect your home from winter weather damages by clicking here.
Tips for Driving on Black Ice: Black ice is one of the most dangerous driving aspects during the winter months because it’s essentially invisible ice on the roadways. Take a look at this article which provides a few tips to keep you safe on the roadways.
Brushing up on safety tips and tricks can help keep you and your family safe. However, accidents do happen. Even the most careful and safe individuals cannot always avoid an accident. That is why having the proper insurance coverage is so important. At Kimberley Vassal Insurance Services, we are happy to review your insurance policy and answer any questions you may have. To speak with one of our specialized agents about a free Pennsylvania insurance quote contact our agency today, 800.511.9377.
It feels as though winter has been among us for far to long and we still have to put up with the frigid temperatures and snow for another couple months! Winter weather is very unpredictable and can affect us in many different ways. Therefore, I wanted to share a few articles that will help keep you and your loved ones safe during the remaining winter months.
Prepare Before the Winter Storm Hits: It is important to know the weather terminology that may appear across the bottom of your television screen or on the local radio station. Also, it is important to Winterize your car before snowfall hits. To learn more about how to prepare for winter weather click here.
Protecting your car from auto theft: Law enforcement is warning drivers about the risks associated with leaving your car running unattended during the winter months. Leaving your car running can easily catch the attention of a car thief. Find out how to lower your chances of having your car stolen by clicking here.
Cyber Liability Coverage: As you shop online for deals, virtual scam artists can be simultaneously shopping for your identity. Find out how to better protect you and your business with cyber liability coverage by clicking here.
Avoid the Five Biggest Insurance Mistakes: There are many ways to save on home and auto insurance. Be careful, though, not to make mistakes that could result in your being dangerously underinsured. Click here to read about the five biggest insurance mistakes that people make.
The holiday shopping season is here, and the National Retail Federation predicts holiday sales to rise 3.9 percent to $602.1 billion this year. That’s a lot of money being spent on gifts for loved ones, making homes a big target for theft during the holiday season. If you have jewelry, electronics or other big ticket items on your wish list this year, make sure you’re protected long after the gift wrap and ornaments are put away.
Make sure your valuables are covered:
Have the gift appraised. This can help establish the item’s value. If a piece of jewelry is an antique or was purchased several years ago, it will need to be appraised for a dollar value. While it might be difficult to put a price tag on sentimental value, this is a necessity to ensure your priceless possessions are accounted for and protected.
Check your insurance coverage. Review your current policy to make sure your valuables are covered. Most homeowners and renters insurance policies do include coverage for expensive personal items but many policies will limit the reimbursement amount if they are stolen. In this case, you might want to purchase an additional rider to expand the coverage on the policy.
Consider expanded policy coverage. For an additional premium (the amount paid for coverage), you can increase your coverage limits for each theft loss. Your insurance agent can help you decide what makes sense, based on the value of your items.
Keep your store receipt. Save it with your home inventory records and take a picture of the item. Photos and documentation will help speed up the claims process if you ever have to file one.
Store the item in a secure location. If it’s something that you don’t use on a regular basis, you may want to consider keeping it in a safe deposit box. Otherwise, use an in-home lock box.
Get a home security system. Consider installing a home security system for added protection. Many times, just having a sign in your yard from the home security company is enough to dissuade intruders.
Alert the authorities and your insurance agent. Should your items go missing or you suspect theft, fill out a police report and alert your insurance agent right away. This will speed up the claims process and will probably increase the likelihood of getting your personal items returned.
One of the area’s most treasured holiday events is the Brandywine River Museum’s “A Brandywine Christmas.” Running from Nov. 29 through Jan. 5, it is a fun-filled holiday event that the entire family can enjoy.
Discover dozens of rare antique dolls, dressed in beautiful period clothing, some on view in rooms filled with exquisite hand-crafted furnishings and miniature paintings by members of the Wyeth family.
Experience the extensive O-gauge model train display, one of the largest modular layouts in the country, with five trains running simultaneously on nearly 2,000 feet of track through a landscape inspired by southeastern Pennsylvania. (Click here to see the trains being set up.)
Marvel at thousands of whimsical Critters, ornaments and decorations handcrafted from natural materials by Conservancy volunteers and displayed on towering trees soaring up through the museum’s three-story rotunda.
Bring a doll or stuffed animal and enjoy a cookie!- Children who bring their favorite “friend” to the museum for their visit will receive a free cookie in our museum restaurant.
For more information on “A Brandywine Christmas” visit www.brandywinemuseum.org.