Car Insurance

April Showers Increase Auto Accidents

rain on windshieldApril showers bring May flowers is a term used to illustrate the traditionally rainy period of April, which gives way to May, when flowers will bloom. In addition to May flowers, the increased rainfall has the ability to hinder ones ability to drive. According to the U.S. Department of Transportation, there are around 707,000 automobile crashes each year due to rain. To avoid weather-related auto accidents it is very important to learn how to safely maneuver a vehicle in the rain. This couldn’t be more prominent than in the month of April; when rainfall is very common. To learn how to safely drive in the rain take a look at this article titled, Tips For Driving in the Rain. For additional questions or to receive a Pennsylvania auto insurance quote visit our website, www.kimberleyvassal.com.

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Help Your Vehicle and Home Recover from Winter

Winter_SpringIt’s finally beginning to feel like Spring across the area as the sunshine and warm temperatures begin to grace us with there presence. The beginning of Spring marks the end of the exceptionably harsh winter season much of the East Coast has experienced this year. It’s likely your vehicle as well as your home exhibit some signs of wear following the extreme temperature dips, snow and ice experienced this winter. Luckily, there are a number of helpful steps you can take to better restore them to their pre-winter condition. Take a look at the articles below in order to learn how to help your car and home recover from winter.

Keep in mind, with winter in the rear-view warmer days are soon to come! Let our agency help protect you from the unexpected, contact a Kimberley Vassal Insurance agent today for a Pennsylvania Home, Auto, or Business Insurance Quote, http://www.kimberleyvassal.com.

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End of Winter Survival Guide

winter sunMother Nature can be unpredictable. That being said, winter still has plenty of time to wreak havoc on our area. With the current winter storm behind us, I wanted to share some important links that will help ensure safety as you begin to clean up and prepare for the remaining winter season:

  • Snow Shoveling Safety Tips: While shoveling snow can be good exercise, it can also be dangerous for shovelers who take on more than they can handle, learn how to avoid injury while shoveling snow.
  • Avoid Pothole Damages while Driving: The winter weather is inevitably causing problems on the roadways, leaving a number of dangerous potholes. Learn how to avoid pothole damages on the roadway.

While the dangers involved with winter weather tend to be unpredictable, it is always better to be prepared in order to ensure safety. On top of reading the articles above, having the proper Pennsylvania insurance coverage is vital to better ensure the protection of you and your family in the event winter storm dangers and damages. For more information contact a Kimberley Vassal Insurance agent, 800.511.9377. Lets hope Spring comes sooner then later!

Don’t Let Winter Weather Affect You

With the chance of another wintery snow storm expected to affect the region later this week (Wednesday into Thursday), I wanted to share a few important links that will help keep you and your family safe during the remaining winter months.

Brushing up on safety tips and tricks can help keep you and your family safe. However, accidents do happen. Even the most careful and safe individuals cannot always avoid an accident. That is why having the proper insurance coverage is so important. At Kimberley Vassal Insurance Services, we are happy to review your insurance policy and answer any questions you may have. To speak with one of our specialized agents about a free Pennsylvania insurance quote contact our agency today, 800.511.9377.

 

How to Avoid a Parking Lot Accident

Did you know that twenty percent of all accidents happen in parking lots. What’s more, 52 percent of injuries resulting from backover accidents happen when a vehicle backs into a person in a parking lot. Luckily, there are steps you can take to keep you, your car and others safe.

  • Sloooowww down and proceed with caution. It’s common sense, but a parking lot accident could be avoided by driving at a school-zone speed, keeping your headlights on and using extra caution when turning or backing up.
  • Correctly set your side mirrors. Many drivers could benefit from moving the side mirrors further out. Also consider adding blind spot mirrors to your side mirrors.
  • Embrace technology. “If you’re in the market for a new vehicle, you might consider buying one with collision avoidance technology,” says Rader. Initially just in luxury cars, these technologies are now in many mainstream family vehicles.
    • Rear view cameras display what’s behind your car on a screen. If you’re not in the market for a new car, consider installing a standalone backup camera in your current car.
    • Radar and ultrasonic systems beep when they detect an object behind your car. (Some will even automatically apply the brakes.)
    • Vehicle cross traffic alert systems use sensors to apply the brakes when a vehicle is approaching.
    • Parking assist systems will automatically park your car for you. (No more parallel parking!)
  • If possible, park far away from other cars. Walking is good for you anyway.
  • Look for pull-through spots. They spare you from having to back out later.
  • Be extra careful on gusty days. Strong winds can easily knock a door or a cart into your car.

For a free Pennsylvania auto insurance quote contact a Kimberley Vassal Insurance agent today, http://www.kimberleyvassal.com

Suburban Collision Specialists of Glenolden, PA

Suburban Collision Specialists is a proud client of Kimberley Vassal Insurance Services. They are located at 210 North Chester Pike in Glenolden, Pennsylvania. For more information visit their website http://www.getmesuburban.com.

 

Nine Reasons to Check Your Coverage

As our lives change, so do our insurance needs. Letting us know about changes can ensure that you have adequate insurance coverage through Erie Insurance. Here are some examples of when to check your coverage:

  1. You’re remodeling or building an addition to your property. When you hire the contractor, request a certificate of insurance to confirm their liability and workers’ compensation coverages. Review the certificate and your homeowners policy with our agency. In some cases, remodeling projects can increase your home’s reconstruction cost.
  2. Your teen starts driving. If a teenager in your home is learning how to drive, that means you’ll soon need to help them purchase insurance. We can guide you through the process, find the best way to add them to your policy and provide materials about safe driving behavior.
  3. You got a new job. If you have accepted a position and the work commute is shorter or longer, call us. A significant change in annual mileage could warrant a change in your auto policy. (And that could save or cost you money.)
  4. You bought a new ride. If you’ve purchased or leased a new or used vehicle, your insurance policy needs to be updated. Car dealers are required by law to confirm insurance coverage, but only you can make the necessary changes to your policy to make sure you’re fully protected.
  5. You’re saving a buck with refinancing. When you’re taking advantage of lower interest rates by refinancing your home or vehicle, your policy should be updated to reflect any new mortgagee or lienholder.
  6. Your family’s growing and changing. When you get married or welcome a new baby to the family, the new responsibilities may warrant a change in your home, auto and life insurance coverage.
  7. You’ve bought a little luxury. When you purchase valuables such as a diamond ring or a rare piece of art, you should contact your agent. Your homeowners policy covers personal belongings and furnishings, but higher-valued items may have coverage limitations. An endorsement may be advisable for more costly or unusual items.
  8. You’ve decided to work from home. If you’re starting a business out of your house, let us know. Depending on the equipment and the nature of your work, an endorsement or separate policy may be necessary to protect your investment and liability exposures.
  9. It’s time to retire. Ready to kick back and relax? We can help you maximize the benefits of your retirement plan with a life insurance program.

No matter what you’re considering contact a Kimberley Vassal Insurance agent, we are here to help! We will assist you with life, auto or home insurance policy changes and insurance needs.