Is your Homeowners Insurance coverage sufficient?

For most of us, your home is more than a house. It’s a cherished source of memories and a treasure chest for our keepsakes and on a practical level, it’s filled with things we use every day.

That’s why when a fire destroys a home, it cuts deeply into our lives. Having an up-to-date home inventory can help you get back on your feet after a disaster. There are a number of reasons why a home inventory is important:

  • It can help you determine how much insurance you may need.
  • It speeds up the claims process, reducing hassle in already trying times.
  • Most importantly, it enables you to rebuild your life as completely as possible after a loss.

The Insurance Information Institute (I.I.I.) makes it easy for homeowners to keep a record of belongings. The organization offers free home inventory software you—and family members—can easily download to a home computer.

With the software, each birthday gift and new purchase can be quickly added to the ever-changing list. That list can be regularly backed up on a CD or in paper form and stored somewhere outside of the home for extra protection. To learn about the software and to download it, visit knowyourstuff.org. When you’re done, give a Kimberley Vassal Insurance agent a call to help you review your contents and ensure that your Pennsylvania homeowners insurance coverage is sufficient, http://www.kimberleyvassal.com.

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