Do I Really Need Life Insurance?

To answer the question, yes, it is in your best interest to have life insurance. Do you want to find out which Life Insurance policy is right for you? Lucky for you a Kimberley Vassal Insurance agent is here to walk you through everything. We can help you find a product that’s perfect for you and your family. Visit our website for more information Lastly, take these things into consideration:

  • You have kids: If you have kids, having a life insurance policy on yourself is the best possible way to protect your kids. If your salary is lost, how will your family afford clothes, food, a house to live in and a good education? Life insurance can make up for the shortfall of an active income.
  • You have someone who depends on your salary: Maybe it’s a spouse or an elderly parent. What would happen if your salary disappeared? Would they be able to maintain their lifestyle, or would they be left scrambling to survive?
  • You have a large mortgage or car payment: Losing a family member is traumatic enough without immediately having to worry about losing your car or finding another place to live. Even if your significant other has a job, losing that second income may make it impossible for them to stay in the same house or keep their car. Help your family keep living the life to which they’ve become accustomed.
  • You want to plan for retirement: Life insurance can benefit you even during your lifetime. Whole and universal life insurance plans can help you save money or even earn money through interest, and can be an integral part of your retirement plan.

One comment

  1. Those are some well-pointed reasons. I would like to add (or correct) that it is not only because of children that you should get a life insurance. Whenever there is a person from your family or someone else close to you that is depending on your money, you should get a life insurance.

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