As summer arrives and more and more weddings begin to arise, it is important to ensure peace of mind by purchasing wedding insurance. Wedding Insurance is exactly what it sounds like, an insurance policy that covers your wedding and financially protects you against misfortune and mishap. Wedding Insurance policies are relatively inexpensive and can save you a great deal of money incase something goes wrong. Here are a few things that are covered under a wedding insurance policy:
- Weather: If your celebration has to be postponed because of rain or other bad weather, your policy should cover the cost of rescheduling.
- Illness or Injury: If essential people get sick or injured and cause the wedding to be postponed, the expenses involved with that postponement are covered.
- Missing vendors: If your caterer, florist, photographer, or other key vendor is missing in action, you’ll recover some costs and possibly the costs of rescheduling the whole thing.
- Your Location: If your ceremony and reception sites don’t already carry their own insurance, your wedding insurance policy can cover damage to the site, fire, electrical or mechanical problems, or going out of business that causes you to lose money or have to reschedule.