Most likely when you first purchased your home you bought insurance to cover you against disasters such as fires and storms. But since then the value of your home has most likely increased. This increased home value may not be accounted for in your insurance policy and if something happened to your home, you may be underinsured. It is in your best interest after any major renovation or market upswing to contact your insurance company to get your policy updated to the current value. Insurance is bought to cover against catastrophic financial loss. Therefore it is best to be properly insured. For more information and a free Home Insurance quote visit our website at www.kimberleyvassal.com.