The following is a list of suggestions and recommendations that may help people avoid becoming a victim of online phishing scams. Phishing Scams can be defined as, sending an e-mail that claims to be from some well-known organization, e.g. a bank, to trick the recipient into revealing information for use in identity theft.
1. Never fill out forms in e-mail messages that ask for personal financial information. Many Phishing scams are designed to get access to accounts that can then be drained of funds by the scammers
2. Check your online accounts regularly, as well as your bank, credit and debit card statements to make sure all transactions are legitimate.
3. If you suspect an e-mail might not be authentic, don’t use the links within the e-mail to get to a webpage, as it may leave your computer vulnerable. Often the entire point of these e-mails is to get you to do just that.
4. You should always be suspicious of any e-mail with “urgent” requests for personal financial information.
5. If you do provide personal information (like a credit card number), do so only via a secure website or the telephone.
6. Always make sure you’re on a secure Web server when sharing sensitive information. To do so, check the beginning of the URL in your browser address bar. It should be “https” rather than “http.” The “s” stands for secure.
7. It’s advisable to install a Web browser toolbar to alert you before you visit known phishing fraud websites.
8. If you receive an e-mail message that is not personalized, assume it’s a shady message.
9. If e-mails use upsetting or exciting statements to try to get you to react immediately, that’s a red flag signaling to stop and think carefully about your next move; these statements are almost always false anyway.
10. Make sure that your browser is up-to-date and security patches have been applied.
For more information contact a Kimberley Vassal Insurance Agent today by visiting our website at www.kimberleyvassal.com