Identity Theft Insurance: Is It Necessary?

Identity theft has become a national concern, with around 10 million victims in the US today. The market is being flooded with identity theft insurance, credit monitoring plans, and other services, and our mailboxes are being flooded with offers to buy these services and dire warnings of what could happen if we don’t. How do you know whether you should buy identity theft protection?

Although insurance protection is available from your homeowner’s insurance provider it is not automatic and must be purchased for a nominal fee. Coverage for this exposure can vary between carriers from a basic dollar limit to offset the cost of clearing up your credit to a carrier like Erie Insurance Co who assigns a Case Manager to actually assisting you in this most difficult process. Please visit our website for more information at www.kimberleyvassal.com, Below is a short video explaining one form of Identity Theft.

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