California

New Beer Review Coming this Friday!

This coming Friday, September 28th, we will be posting a brand new beer review from our “Insurance Beer Snob” Bill Jeppe! This week Bill will be reviewing two pumpkin beers, many breweries are releasing these this time of year, making it hard to distinguish one from another. For more information check back this Friday! In the meantime, check out last weeks review of Russian River Blind Pig.

Russian River Blind Pig Beer Review

I realize I promised the new beer review video yesterday, however, due to some technical difficulties with Youtube.com it never happened. So without further delay, I bring you the newest review from Kimberley Vassal’s Insurance Beer Snob Bill Jeppe! This week he is reviewing a beer out of California from Russian River Brewing known as Blind Pig. For more information you can visit Russian River Brewing Company official website by clicking here.

10 things you need to know for Wednesday

1. The battle for the presidency is on — and it won’t be pretty. Rick Santorum’s departure removed the last meaningful bump from Romney’s path to the GOP nomination, meaning the jabs from both camps are sure to escalate.

2. Fresh attacks in Syria as cease-fire is ignored. International envoy Kofi Annan appeals to Syria’s key ally Iran to support his plan to end the violence.

3. Charles Manson goes before prison parole board at 11:30 a.m. Debra Tate hopes this is the last time she will need to argue that the man who murdered her sister, Sharon Tate, should not be freed.

4. Court’s view on Obama’s health care plan may be clouded by misunderstanding. Oral arguments indicate justices may believe it requires expensive, comprehensive insurance when it doesn’t.

5. Zimmerman lives in solitude after shooting unarmed black youth. Lawyers describe the former neighborhood watch captain as being “emotionally crippled.”

6. First lady hits the road to check in with military families. She starts off her four-state tour with an event at the White House at 11 a.m.

7. Lollapalooza headliners announced. The Red Hot Chili Peppers, The Black Keys and English indie darlings Florence and the Machine will play at this year’s three-day music festival in Chicago.

8. Pharmaceutical company hid risks of antipsychotics drug Risperdal. Now an Arkansas judge will determine at a 10 a.m. hearing how much the Johnson & Johnson subsidiary must pay in damages.

9. Hillary Clinton is LOLing @ Internet parody site. The secretary of state even invited the creators of the “Texts from Hillary” Tumblr website to the State Department.

10. Shoddy background check data hurts job hunters. Consumer advocates report that thousands of job seekers are not hired because of the faulty data.

Gas Prices Still Rising

The national average price for a gallon of gasoline rose for the 10th straight day on Monday to $3.842. That is now only about 6.6% below the record high of $4.114 from July 2008. The average price rose by four-tenths of a penny, according to the survey of gas stations conducted for the motorist group AAA.

Gas prices are now up more than 17% this year. The nationwide average was $3.54 a gallon a month ago and $3.76 a gallon on March 9 — the day that prices started rising again after a few days of slight declines. Gasoline averages more than $4 a gallon in seven states: Alaska, California, Connecticut, Hawaii, Illinois, New York and Washington. Gas prices are also above $4 a gallon in the District of Columbia, according to AAA. At more than $4.48 a gallon, Hawaii ranks as the nation’s high. Prices are less than a dime away from $4 a gallon in Michigan, Nevada, Oregon and Wisconsin.Wyoming has the nation’s lowest gas prices, averaging slightly above $3.43 a gallon.

Gas prices have been rising on the back of soaring oil prices, which have shot up more than 5% over the past month amid fears that tensions with Iran will lead to an all-out war that causes a disruption in oil supplies. Signs of an improving economy have also boosted oil prices, as has the stock market, which hit multi-year highs this week. Hopefully their will be some sign of relief in the future but who knows what will happen!

10 things you need to know for Tuesday

1. Why Santorum hopes tonight’s his night. The former Pennsylvania senator largely bypassed Florida and Nevada to blanket Colorado, Minnesota and Missouri, aiming to stir his conservative base.

2. Here’s some good news if you’re flying coach. Specialists say there’s no proof that flying economy class leads to dangerous blood clots. The real risk? Not getting up and moving.

3. Meet the sharp-eyed helicopter pilot in the habit of finding the lost. On Saturday, John Rachor found the mushroom pickers who went missing in Oregon. And in 2006 he located a family stranded in the same region.

4. California is awaiting a pivotal ruling on same-sex marriage. A federal panel is to rule by 1 pm. on whether a voter-approved measure violates the rights of gay men and lesbians.

5. The chilling details of a father’s attack. Investigators say Josh Powell meticulously planned the murder of the two young boys he attacked with a hatchet before killing himself.

6. The urgency behind Obama’s Alzheimer’s research push. The number of afflicted Americans is expected to more than double by 2050.

7. Why the U.S. Marines will revisit their amphibious roots. As the military’s focus shifts to the Pacific and Iran, the Corps is participating in of the largest assault exercise in more than a decade.

8. How China is deepening connections in the Gulf. The links extend beyond multibillion-dollar oil ventures to building railways and other infrastructure.

9. The boom in apps points to a new career path. The demand fed by smartphones, tablets and Facebook has created 466,000 jobs in the U.S.

10. Univision and Disney are in talks to create a news channel for Latinos in English. The goal: begin before the 2012 elections.

New Laws for 2012

Yahoo.com recently posted this article explaining many new laws that will take effect in January… Girls seeking abortions in New Hampshire must first tell their parents or a judge, some employers in Alabama must verify new workers’ U.S. residency, and California students will be the first in the country to receive mandatory lessons about the contributions of gays and lesbians under state laws set to take effect at the start of 2012. Many laws reflect the nation’s concerns over immigration, the cost of government and the best way to protect and benefit young people, including regulations on sports concussions. Alabama, with the country’s toughest immigration law, is enacting a key provision requiring all employers who do business with any government entity to use a federal system known as E-Verify to check that all new employees are in the country legally.

Georgia is putting a similar law into effect requiring any business with 500 or more employees to use E-Verify to check the employment eligibility of new hires. The requirement is being phased in, with all employers with more than 10 employees to be included by July 2013. Supporters said they wanted to deter illegal immigrants from coming to Georgia by making it tougher for them to work. Critics said that changes to immigration law should come at the federal level and that portions of the law already in effect are already hurting Georgia.

“It is destroying Georgia’s economy and it is destroying the fabric of our social network in South Georgia,” Paul Bridges, mayor of the onion-farming town of Uvalda, said in November. He is part of a lawsuit challenging the new law. Tennessee will also require businesses to ensure employees are legally authorized to work in the U.S. but exempts employers with five or fewer workers and allows them to keep a copy of the new hire’s driver’s license instead of using E-Verify. A South Carolina law would allow officials to yank the operating licenses of businesses that don’t check new hires’ legal status through E-verify. A federal judge last week blocked parts of the law that would have required police to check the immigration status of criminal suspects or people stopped for traffic violations they think might be in the country illegally, and that would have made it a crime for illegal immigrants to transport or house themselves.

California is also addressing illegal immigration, but with a bill that allows students who entered the country illegally to receive private financial aid at public colleges. Many laws aim to protect young people. In Colorado, coaches will be required to bench players as young as 11 when they’re believed to have suffered a head injury. The young athletes will also need medical clearance to return to play.

The law also requires coaches in public and private schools and even volunteer Little League and Pop Warner football coaches to take free annual online training to recognize the symptoms of a concussion. At least a dozen other states have enacted similar laws with the support of the National Football League.

People 18 and under in Illinois will have to wear seat belts while riding in taxis for school-related purposes, and Illinois school boards can now suspend or expel students who make explicit threats on websites against other students or school employees.

Florida will take control of lunch and other school food programs from the federal government, allowing the state to put more Florida-grown fresh fruit and vegetables on school menus. Agriculture Commissioner Adam Putnam says the change will help children eat healthier.

A California law will add gays and lesbians and people with disabilities to the list of social and ethnic groups whose contributions must be taught in history lessons in public schools. The law also bans teaching materials that reflect poorly on gays or particular religions.

Opponents have filed five potential initiatives to repeal the requirement outright or let parents remove their children while gays’ contributions are being taught. In New Hampshire, a law requiring girls seeking abortions to tell their parents or a judge first was reinstated by conservative Republicans over a gubernatorial veto. The state enacted a similar law eight years ago, but it was never enforced following a series of lawsuits.

In Arkansas, facilities that perform 10 or more nonsurgical abortions a month must be licensed by the state Health Department and be subject to inspections by the department, the same requirements faced by facilities that offer surgical abortions in the state. It affects two Planned Parenthood facilities that offer the abortion pill, though they’re not singled out in the statute.

Among federal laws, a measure Congress passed last week to extend Social Security tax cuts and federal unemployment benefit programs raises insurance fees on new mortgages and refinancings backed by Fannie Mae, Freddie Mac and the Federal Housing Administration by 0.1 percent beginning Jan. 1. That covers about 90 percent of them and effectively makes a borrower’s monthly payment on a new $200,000 mortgage or refinancing about $17 a month more than it would have been if obtained before the first of the year.

Nevada’s 3-month old ban on texting while driving will get tougher, with tickets replacing the warnings that police have issued since the ban took effect Oct. 1. In Pennsylvania, police are preparing to enforce that state’s recently enacted ban on texting, scheduled to take effect by spring. Election law changes in Rhode Island and Tennessee will require voters to present photo ID, a measure that supporters say prevents fraud and that opponents say will make it harder for minorities and the elderly to cast ballots. In Ohio, a measure that creates one primary in March, instead of two that would have cost the state an extra $15 million, goes into effect later in January.

Ohio is also one of eight states with automatic increases in the minimum wage taking effect Jan. 1. The others, with increases between 28 and 37 cents, are Arizona, Colorado, Florida, Montana, Oregon, Vermont and Washington. A few laws try to address budget woes. In Delaware, new state employees will have to contribute more to their pensions, while state workers hired after Jan. 1 in Nevada will have to pony up for their own health care costs in retirement. Jan. 1 is the effective date in many states for laws passed during this year’s legislative sessions. In others, laws take effect July 1, or 90 days after passage.

10 things you need to know for Monday

Below are 10 important events/news happening today… So incase you missed them make sure to read below to keep yourself up to date on all the key events. For a free insurance quote visit our website today http://www.kimberleyvassal.com!

1. Court is in session on health care case. The Supreme Court convenes at 10 a.m. and is expected to hear arguments in a case centered on California’s plan to cut Medicaid payments to doctors, hospitals and other medical providers to close the state’s budget gap.

2. Panetta tries to keep the peace. Defense Secretary Leon Panetta arrives in Israel to begin talks with Israeli and Palestinian leaders and will urge Israel to reach out to its neighbors.

3. Let the Nobels begin. The awarding of the Nobel Prizes begins this week with the announcement of the prize for medicine set to be announced at 5:30 a.m.

4. No rest for Wall Street protestors. After a weekend in which 700 were arrested, demonstrators have at least three rallies and a meeting planned for Monday, including a zombie flash mob in Zuccotti Park where protesters will dress up as zombies.

5. Al-Qaida’s Yemen chiefs can still menace the United States. The killing of an American-born al-Qaida preacher may weaken the Yemen branch’s ability to attack the United States, but the only way to eliminate the threat is to take out its leaders, according to a new report.

6. Verdict is espected in Knox appeal trial. A verdict is expected in the appeals trial of Amanda Knox, convicted in 2009 alongside her ex-boyfriend of killing Knox’s British roommate in a case that has turned the American student into an unwilling celebrity.

7. Getting the skinny on why Americans eat fattening foods. While Americans say they want to eat healthy, most still choose the high-calorie menu items at restaurants instead of the healthier alternatives.

8. Please, Mr. Postman, a letter for me A post office survey shows the average household gets one personal letter about every seven weeks.

9. Many preschoolers’ parents don’t give vaccines a shot An online survey in the journal Pediatrics shows that at least 1 in 10 toddlers and preschoolers lag on vaccines including chickenpox and the measles-mumps-rubella combination shots. SKI

10. Trial of Michael Jackson’s doctor goes into second week Starting at 11:45 a.m. prosecutors continue their examination of the emergency room physician who gave paramedics permission to pronounce the pop superstar dead in the bedroom of his home.